Arizona contractor bond: the amount for your license and volume
Arizona's Registrar of Contractors sets the bond by license type and estimated annual volume, from $4,250 to $100,000 in the tiers read.
Contractor bond premium in Arizona
$100 to $135
estimated, per year, for a $9,000 bond
| Bond the state requires | $9,000 |
| Which amount | Residential general, volume under $750,000 |
| Rate for credit 700 or higher | 0.75 % to 1.5 % a year |
| Term | 1 year, renewed yearly |
| Minimum premium | $100: most markets charge at least this |
Estimate from published rate grids, not a quote. A.R.S. § 32-1152. Amount read on the official page, October 22, 2026.
Compiled by Radif Partners · Method and sources · rule read October 22, 2026
Arizona does not have one contractor bond amount. Under A.R.S. 32-1152, the Registrar of Contractors sets it from two things the applicant declares: the license type, residential, commercial or dual, general or specialty, and the estimated annual volume of work. A residential specialty contractor doing less than $375,000 a year files $4,250; at $375,000 or more, $7,500. A residential general contractor files $9,000 under $750,000 and $15,000 above. Commercial bonds run higher, from $5,000 for a commercial general contractor at $150,000 or less to $100,000 above $10,000,000. Residential contractors also pay into the state's Residential Contractors' Recovery Fund, or post an additional bond instead. Premiums are modest at the lower tiers: on published grids, about $100 to $100 a year for the $4,250 bond with a credit score of 700 or more. Rule read on October 22, 2026.
Volume sets the amount
The ROC's bond page (Arizona ROC) publishes a table for each license category, with a bond amount for each band of annual volume. The volume is the contractor's estimate of the gross dollar amount of work in a year, declared on the application and updated at renewal. A growing contractor that moves to a higher band must raise its bond, usually by rider. Declaring a lower volume than the business really does is a violation in itself.
| License and volume | Bond | Premium a year, credit 700+ |
|---|---|---|
| Residential general, volume under $750,000 | $9,000 | $100 to $135 |
| Residential general, $750,000 or more | $15,000 | $113 to $225 |
| Residential specialty, under $375,000 | $4,250 | $100 to $100 |
| Residential specialty, $375,000 or more | $7,500 | $100 to $113 |
| Commercial general, $150,000 or less | $5,000 | $100 to $100 |
| Commercial general, over $10 million | $100,000 | $750 to $1,500 |
The tiers shown are among those on the ROC table; intermediate bands exist for commercial licenses, so check the exact one for your license class and volume before buying.
Your Arizona tier and its premium
Contractor bond premium in Arizona
$100 to $225
| Bond the state requires | $9,000 |
| Which amount | Residential general, volume under $750,000 |
| Rate for credit 650 to 699 | 1 % to 2.5 % a year |
| Term | 1 year, renewed yearly |
The recovery fund
Residential contractors in Arizona also contribute to the Residential Contractors' Recovery Fund, which pays homeowners harmed by licensed contractors beyond what the bond covers, or post an additional bond instead of contributing. The fund is why Arizona's residential bonds look small next to California's $25,000: homeowners have a second source of recovery. Commercial contractors do not contribute and rely on the bond alone.
Dual licenses, residential and commercial, carry both bonds. The contractor bond overview compares Arizona's tiered approach with Oregon's endorsements and Nevada's case-by-case amounts.
Practical points before buying
Read your volume band carefully. The bond is chosen from the estimate you put on the application, and the ROC can ask for records that support it. Choosing a band that matches the business as it will be over the next year avoids a rider a few months after licensing. The bond names the licensee exactly as the ROC will: an individual, a partnership, a corporation or an LLC, with any trade name. When a contractor adds a license class, for example a commercial specialty on top of a residential one, a new bond goes with it. And because the lower Arizona tiers fall below $10,000, the minimum premium of most sureties often decides the price more than the rate does, so quotes for small bonds tend to look alike.
The Arizona rule as read
| Item | Value |
|---|---|
| Residential general, volume under $750,000 | $9,000 |
| Residential general, $750,000 or more | $15,000 |
| Residential specialty, under $375,000 | $4,250 |
| Residential specialty, $375,000 or more | $7,500 |
| Commercial general, $150,000 or less | $5,000 |
| Commercial general, over $10 million | $100,000 |
| Rule | A.R.S. § 32-1152 |
| Line read | “Residential Specialty Contractors | Less than $375,000 | $4,250; $375,000 or more | $7,500” |
| Page | roc.az.gov |
| Read on | October 22, 2026 |